In general, boat insurance will cover you for loss or damage to your boat. In most cases it covers watercraft with motors, such as fishing boats, pontoon boats, paddle boats, leisure craft and even yachts. It is not common for boat insurance coverage to include smaller craft such as canoes, kayaks or personal watercraft however, which may be covered, in part, under a homeowner’s policy. It may be wise to add a special endorsement or even buy separate coverage for these smaller craft.
Well, here we are a whole month in to this 2018 year. January has come and gone and perhaps some of the novelty of your resolutions for the year is beginning to fade. It is not uncommon that people will make a resolution to put away more for savings or plan to spend less, to pay off old debt and begin to put funds aside for some future purpose. Having the right outlook is important if you wish to continue to be motivated and be successful in these plans throughout the rest of 2018 and beyond. We recommend reviewing your insurance coverage and any changes in your situation that might have an impact on the kinds and types of coverage you may need. Give us a call at 334-285-2881 to discuss these spedifics and let us help you set the groundwork for good coverage on life, home, auto and business insurance.
Distracted driving is a very dangerous and all too common behavior on the roads today. You can be a part of the solution to this deadly problem by putting your phone away in the driver's seat and reminding others to do the same!
Here in Alabama, we more or less take it for granted that there will be deer on the roadside. Over the years however, there has been a steady increase in deer-car collisions - over 500,000 each year, and there are a significant number of fatalities associtated as well!
The holidays are here, and that usually means great times visiting with friends and relatives, sharing memories and making new ones. Often this includes traveling out of town for a period of days and having to leave your house unattended while you are away.
Why would someone consider buying life insurance and what kind is the best policy for their dollar?
Life insurance is one of the foundations of managing your personal finance, something every person should consider an absolute necessity! But somehow, in spite of this fact there is still a large amount of confusion, skepticism and negativity for most people when they consider buying life insurance.