A home security system could make as much as a twenty percent reduction in cost on your homeowners insurance.

Having a monitored security system installed can make your home and property safer and save you money as well! The FBI reports that homes without security systems installed are three times more likely to be burglarized.


Identity Teft

Tips to help you avoid becoming a victim of identity theft.

A victim of Identity theft can spend many months and sometimes years correcting the damage done by fraud caused by the theft of information associated with their bank accounts and credit cards. Just getting a credit rating corrected can be a nightmare. Take the following advice to protect yourself against identity theft.



You might think a standard homeowners policy provides coverage for all your valuables, but most policies provide limited or no coverage for certain items — sometimes expensive ones.

If something catastrophic happened to your home (fire, tornado), would your insurance policy be enough to cover the cost of rebuilding it?

Christmas Family Risk Factors

Holiday and seasonal traditions can be fun but they can also increase risks. Be sure to play it safe this holiday season.

Festive candles and lights, electrical cords, trees and seasonal plants, and even baking and food serving activities all pose potential risks for injury or loss. Be sure you're being as safe as possible while enjoying your Christmas and New Year festivities!.

House Fire Insurance Replacement Cost

If something catastrophic happened to your home (fire, tornado), would your insurance policy be enough to cover the cost of rebuilding it?

If your home is not insured up to its full replacement cost, you might have to come out of pocket to build it anew! Depending on how much time has passed since you first insured your home, how many and what kind of improvements you've made over the years, you may not be insured adequately to cover the full cost of rebuilding.


Often renters don't realize how beneficial an insurance policy that protects their valuables in a catastrophe such as fire or theft.

It is a huge mistake to assume that damage or loss of your property will be covered by a landlord's insurance policy!. Rental property owners commonly carry only enough insurance to repair or replace the building or structures. It is the renter responsibility to insure his or her own personal property..

infant car seat safety

The American Academy of Pediatrics (AAP) has updated its car seat recommendations.

The AAP has now stated that infants and toddlers should be kept in rear-facing car seats for “as long as possible.”

The AAP had previously recommended that all babies be transported in rear facing until at least two years of age. Their new stance is that babies should remain rear-facing until they reach the car seat manufacturers maximum height and weight guidelines, regardless of the child's age.