Having a relationship with your insurance agent that allows you to relax and discuss your needs openly and frankly is key. At Liveoak Agency, we want to make sure you are covered adequately and affordably for the real risks you face. These questions and more are where we start when designing your best coverage options.
If you are preparing to buy a home you should know that you'll need adequate insurance to cover the house and all your belongings in it. The peace of mind knowing you have insurance coverage in case of theft, fire or some unexpected accidents will be quite valuable in helping you rest at night. The question is: just how much insurance do you need? We can help you understand the basic coverages as well as “add ons” to your policy that will help you determine exactly what you need.
Use this quick outline of coverage typically included in a homeowners policy. There are also some other considerations based on where your location and what you actually own.