Something you may not know but damage or loss from floods are not covered by your homeowners insurance policy.

Floodwaters have the power to damage not only your home and sense of security, but also your financial future. We have the right coverage to help you protect your most important investment in case of flood.

Don’t wait for FEMA to offer disaster relief that doesn’t truly repay your damage or destroyed property. You will have to repay any federal assistance loans back with interest in addition to your mortgage loan payment. With flood insurance you won’t have to wait for the president to formally declare your area a national disaster area.

When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you’ll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid.

In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you go to purchase coverage, it’s already too late. You will not be insured if you buy a policy a few days before a flood.

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